About Us

Make Home Buying Simple is dedicated to helping borrowers get the approvals they want and need for getting a home loan. Our team has been helping people with credit and finance since the 1990's based on personal experiences with hearing “NO” after being turned down for a loan. Why? Like most people, if you don't know what it takes to get a "YES", and you don't know how to get there, you will only hear a "NO" . But now we do and, with our expertise, our team can help you get there too. In fact, our team and network include multiple lenders, brokers, real estate agents, insurance, tax and credit pros who work in conjunction with us to help our clients get approved for their home loans.

In today’s world, if you don’t have good credit, collateral and/or savings, trying to get an approval home loan is nearly impossible. So, when it comes to getting a re-fi or home loan, what counts in getting approved is good credit with few or no negatives, steady, long-term, verifiable income and the ability to prove you have enough savings to close the loan. This is fine for people who have a 680+ credit score, no negatives, 3+ years of W-2 income at the same company and enough money to close the loan.

If that’s you, you should go through auto underwriting for your loan approval with no problem and our service would be of no real benefit to you. The problem is that for every 100 people who go to the bank for a home loan about 90 are turned down. That alone tells you most people need some sort of help to place themselves in the position to get approved.

If you’ve ever tried to get a home loan or know someone who has, then you know the #1 problem they face. They’re told they don’t qualify at this point and they have to fix issues with their credit, with their finances or both before they can get approved. However, the lender, agent and broker don’t have time or can’t help them fix the problems or help them understand what needs to be done so they can hear a “YES”. Instead, the borrower just keeps trying to meet the next request for paperwork and information only to get the next request and the next one and the next one until they are either told "No" or have given up all hope.

That’s where we come in. Because we work with a network of lenders and brokers who provide home loans, we understand what is required to get approved. We KNOW RULE #1 for ALL lenders is to lend. It’s how they make their money. But just because they have to lend to make money doesn’t mean they are going to lend money to you if you don’t meet their criteria. Why? Because they lose money if you don’t pay so they want to make sure the likelihood is high that you will pay the loan in a timely manner.

This is the problem for most borrowers. They don’t know how to position and present themselves to lenders in a way the lender can say “YES”. WE DO! This is why you need us to help you so you can be positioned from a credit and financial standpoint to get that “YES”!

Ultimately, our entire focus and, in fact, mission is to help borrowers understand and know how to be approved for the home loan they need when the time comes that the need it, just like the home loan you are wanting to get today.

WE WANT TO HELP YOU GET THE HOME LOAN YOU DESIRE AND WE GUARANTEE^* WE CAN HELP YOU!